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WATCH FOR KIDS IN HOT VEHICLES, ESPECIALLY YOUR OWN

WATCH FOR KIDS IN HOT VEHICLES, ESPECIALLY YOUR OWN

Maybe it seems pretty temperate out. Not enough for the air conditioner, maybe just roll down the windows. Of course, there’s no way you could ever forget your precious little person in the car seat when you park to shop at the mall, right? Sadly, most people believe that until they accidentally leave their baby or small child in the car and return to Learn more
MEMORIAL DAY WEEKEND – TIME TO HIT THE ROAD!

MEMORIAL DAY WEEKEND – TIME TO HIT THE ROAD!

There is nothing like a long weekend to give you an itch to take a nice long drive. There’s going to be a beautiful weather and everyone is ready to pack a bag, jump in the car, and see where the road takes them. Of course, “everybody” means everybody. If you think you will be alone on the highway this weekend, think again. The Learn more
PROTECT YOUR FAMILY’S FINANCIAL WELL-BEING

PROTECT YOUR FAMILY’S FINANCIAL WELL-BEING

The sudden death of the primary financial provider can be devastating to a family.  Besides losing a beloved family member, the fiscal hole left behind can put their entire livelihoods at risk. One way to make sure this doesn’t happen is with life insurance. But choosing the right type and amount of life insurance is key to a sound financial plan for many people—but Learn more
MAKE INSURANCE SAVINGS A PART OF YOUR START-UP PLANS

MAKE INSURANCE SAVINGS A PART OF YOUR START-UP PLANS

Before you make the decision to start your own business, it’s important to look at all of the up-front costs as well as monthly expenses you will have. Some costs are static and unchangeable, others can be manipulated. Insurance coverages fall into the latter category. With a little understanding of how companies determine premiums, you can reduce your insurance costs significantly. The key here Learn more
GETTING READY FOR THE “BIG ONE”

GETTING READY FOR THE “BIG ONE”

Over the past several decades, Southern California has been struck my numerous earthquakes. Some, like the ones in Napa and Northridge, are large. Others are midrange, and most are relatively small magnitudes. But according to a recent study, we can expect something like a magnitude 8.0 in the near future. To put that in perspective, the Northridge event was a magnitude 6.7. Earlier this Learn more
MAKE SURE YOUR POOL IS INSURED

MAKE SURE YOUR POOL IS INSURED

Here comes summer! People splashing around in the pool, burgers sizzling on the barbecue, and enjoying a tall, cool one in the sun. There is nothing like a backyard pool party, which is a big reason why you either have your own swimming hole or are planning to have one ready for pool season. But before you get out the floating chairs and water Learn more
INSURANCE AND YOUR TEEN DRIVER

INSURANCE AND YOUR TEEN DRIVER

Much like eating lunch off-campus and going to the prom, getting a driver’s license is a rite of passage for every high-schooler. No more asking for rides (they think), with that little rectangle of freedom, they can come and go as they please. At least for a little while, this independence will be dependent on your car. You fully expect your wallet to take Learn more
SHOULD YOU BE LOOKING AT COLLISION COVERAGE?

SHOULD YOU BE LOOKING AT COLLISION COVERAGE?

Auto liability insurance will cover personal and property damages you cause while driving your vehicle. It is mandated by the state of California and all but a few drivers should carry above the minimum limits. There are also coverages like uninsured and underinsured motorist, which applies in cases where the other drive doesn’t follow that last piece of advice. Then there’s the coverage – Learn more