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Many people drive down the road everyday unaware that they could be saving money on their auto insurance without doing a thing. That’s because there are multiple discounts available on features and other things that are often overlooked. Naturally, your insurance professional is happy to offer these money-saving methods to you. They just have to know about them.
One of the most overlooked way to a lower insurance premium is your vehicle’s safety devices. Drivers don’t think about this because things like anti-lock brakes, multiple air bags, Lojack or other anti-theft device, and more are part of the daily routine. Having an excellent student at home (who is also you’re your policy) can also mean savings, as could a defensive driver course graduate. Speaking of graduating, membership in an alumni association can also lead to discounts.
Moving to a job closer to your home or using a vehicle for leisure driving only, which lowers your annual mileage, is a way to shave some digits of your premium. Take advantage of every discount you can get.
As always, check with your insurance professional to find out what discounts are available though your carrier (or others) and how you can save the most money on your premium.